Refinancing your property loan
People refinance their home loans when their loan has expired or more commonly where they want to switch to a better deal or borrow additional funds against their property. The biggest costs in any home loan transaction are usually the mortgage stamp duty, lenders fees and legal fees.
At clickconveyancing we can help you save money on all three fronts. If you refinance your loan through clickhomeloans you may be entitled to free lenders fees and legal fees. In certain circumstances a home loan refinance may be exempt from payment of mortgage stamp duty. The solicitors at clickconveyancing will be able to advise you on the best way to reduce or eliminate mortgage stamp duty by taking advantage of the mortgage duty refinance exemptions available under stamp duty law.
At clickconveyancing our conveyancing solicitors and paralegals have many years of dedicated experience in refinancing of home loans. We encourage a climate of continual learning and development to keep abreast of changes in the law of property, finance and stamp duty.
Process for refinancing
You should:
- Shop around for the best home loan deal - clickhomeloans is the best place to start
- Once you have found your loan, provide clickconveyancing with instructions on your refinance
We will:
- Liase with you and your lender to ensure that the loan documentation is prepared and signed
- Advise you of any searches that may be required by your lender
- Assist you to meet any requirements imposed on you by your lender
- Assist you to complete and lodge the mortgage duty exemption forms
- Liaise with lender to ensure they are prepared for settlement
