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Skies are blue for first time home buyers as APRA loosens mortgage restrictions

Skies are blue for first time home buyers as APRA loosens mortgage restrictions

The Australian Prudential Regulation Authority (APRA) have relaxed their mortgage assessment guidelines, making it exceptionally easier for first home buyers to secure a home loan. APRA was established by the Australian Government in 1998 and oversees the activity of different institutions across banking, insurance and superannuation. They aim to maintain order to promote a stable […]
Caveats, the red flags of property law.

Caveats, the red flags of property law.

The word caveat simply means a warning or notice, and a caveat precisely does that. A caveat serves notice to all the world that someone has an interest in a property alongside the interest of the registered owner of that property. The caveat will not only inform everyone that you have an interest in the […]
First Home Buyers Go-To-Guide for Stamp Duty

First Home Buyers Go-To-Guide for Stamp Duty

The NSW Government has a range of measures in place to improve housing affordability for certain classes of property purchasers. The policies take into account the difficulties first home buyers, in particular, face in entering the market along with the state’s growing population and the need to ensure new infrastructure and transport links remain close […]
Purchasing “Off the plan”

Purchasing “Off the plan”

In the past few months, there has been an exponential increase in the sale of units ‘off the plan’.
Company title

Company title

Company Title home units are found in buildings owned by companies registered under the Corporations Act.